Before Your Appointment
Please call the member number on the back side of your insurance card to check that your policy is in-network with Vibrant Dermatology. We are NOT able to see the specifics of your insurance plan; we can only see if the insurance plan is active or inactive. It is important that you confirm with your insurance company that Vibrant Dermatology is in-network with your specific insurance policy.
As an example, even though we accept BCBS, your specific policy may not be in-network with Vibrant Dermatology. This means that you may have higher fees, or may not at all be covered. It is very important that you determine this information before coming to your appointment to avoid the claim being denied and a large balance becoming your responsibility.
Insurances We Accept:
- Blue Cross Blue Shield: including BCBS Federal Plans, Anthem
- Harvard Pilgrim Health Care: including Health Plans Inc
- Tufts: commercial plans only
- Mass General Brigham
- Medicare Part B
- United Health Care: including GEHA, UMR, Student Resources
- Cigna
- UniCare
- Aetna
Self Pay:
If you have no insurance or Vibrant Dermatology does not accept your insurance, we will gladly see you as a self-pay patient. New patient consultations begin at $175, and follow-up visits start at $80
Commonly Asked Insurance Questions
What is an HMO Plan?
If you have an HMO insurance policy or any other health insurance plan that requires a referral, you must provide a referral to us from your primary care physician, so that your insurance company covers your visit. Some insurances require a referral for each individual office visit and also may require one for each procedure. Please have this referral faxed to us before your appointment at (866) 785-1291 or bring it with you to your appointment.
Failure to present a referral at the time of your visit will require you to reschedule your appointment or pay our self-pay prices.
What is an Insurance Deductible?
- The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself.
- After you pay your deductible, you usually pay only a copayment or coinsurance for covered services. Your insurance company pays the rest.
What is Coinsurance?
- A coinsurance payment is the percentage of the costs of a covered health care service you pay (20%, for example) after you’ve paid your deductible.
What is a Copayment?
- A copayment is a fixed amount ($20, for example) you pay for a covered health care service after you’ve paid your deductible.
